Medical Billing Forum

Billing => Billing => : SnyderKristine May 14, 2014, 06:02:33 PM

: Out of Network Chiropractic Provider
: SnyderKristine May 14, 2014, 06:02:33 PM
Hi All,

First of all I am so happy to announce that things have started falling in place for me. I have signed my second client that is Chiropractor from the state of Georgia.

This chiropractor is out of network and chooses to offer payment plans to its patients. Now I have never billed for an out of network provider but the front desk executive is so helpful and wanted me to help them, I could not refuse.

I need help with this. Please pour in all the information you think I should know as a biller of a out of network chiropractor. Should I bill claims to all the insurance patient's provide, whether they have OON benefits or not. I am sure about Medicare that we do have to bill, but not about other payors.

I have so many questions in this. Please assist !!!
: Re: Out of Network Chiropractic Provider
: PMRNC May 14, 2014, 06:16:03 PM
Well hello there Reetu Singh.
: Re: Out of Network Chiropractic Provider
: kristin May 14, 2014, 07:45:08 PM
Out of curiosity, what do YOU think you should do? You started the billing service, which means you should have a basic knowledge of how to bill. And the questions you are asking are quite basic, no offense.

I mean, if I was your client, and I came across this post from you, I would end my contract with you, because I would think you didn't know what you were doing, at all, and it would hurt my cash flow. Again, no offense, I am just calling it like I see it.
: Re: Out of Network Chiropractic Provider
: SnyderKristine May 15, 2014, 09:15:19 PM
Hello Linda,

Well it's Reetu Singh Malik!!! My Full name.
: Re: Out of Network Chiropractic Provider
: SnyderKristine May 15, 2014, 09:24:52 PM
Out of curiosity, what do YOU think you should do? You started the billing service, which means you should have a basic knowledge of how to bill. And the questions you are asking are quite basic, no offense.

I mean, if I was your client, and I came across this post from you, I would end my contract with you, because I would think you didn't know what you were doing, at all, and it would hurt my cash flow. Again, no offense, I am just calling it like I see it.

Kristin,

Referencing back to my post, I did not ask how to bill. But my main concern was understanding the billing behind "Out Of Network". I have worked before for a lot of providers, but I never handled billing for a OON provider. And that's the reason why I asked this!!

As far as my client is concerned, she knows very well things about me and my level of knowledge. Her cash flow has been ruined by a local biller who was not professional and hence made her reconsider her decision. She signed a contract with me because no matter what I am willing and trying to help her!!

I know you guys are against off-shore outsourcing and all, but I am also not here to favor any one of those. I started my own company because I saw that companies out here are not doing their job properly and ethically.. And I don't want to work for any one of them and be like them. So here I am all alone.

I know Linda would be offended and I see what is coming towards me. But I have no offense against her as well. It's her opinion and she can speak it out loud.

I use Kristine Snyder as an alias name and that does not affect my work in any way!!! Though that is for Insurance companies and patients, my clients know me personally very well.

Anyways you guys at the forum have really been helpful, so far at least  :'(!!
: Re: Out of Network Chiropractic Provider
: kristin May 16, 2014, 12:30:21 AM
I am not coming at this from where you are billing from/where you live. You could be on the moon  doing your work for all I care, so long as you know what you are doing. Which, frankly, I don't know that you do, based on your previous posts at this forum.

You did ask how to bill in your first post in this thread, specifically how to bill for an OON provider. So I will ask you again...what do YOU think you should do? What has your research into this subject shown you? Have you done any independent research, maybe called a few insurance companies, etc?

Instead of asking the forum to " Please pour in all the information you think I should know as a biller", why not tell us what you have already figured out from your research, and if there is something you are still not clear on, ask for help with that specific area?

: Re: Out of Network Chiropractic Provider
: PMRNC May 16, 2014, 03:38:32 AM
YOU posted under false pretenses.
WHERE do you think you should get any kind of help? SERIOUSLY???
: Re: Out of Network Chiropractic Provider
: PMRNC May 16, 2014, 04:11:12 AM
doing your work for all I care, so long as you know what you are doing. Which, frankly, I don't know that you do, based on your previous posts at this forum.

YOU know what.. it does MATTER.. and until we stand up and fight and take charge for the dignity we deserve it will continue on.   IT DOES matter.
: Re: Out of Network Chiropractic Provider
: Sriram_Sub May 16, 2014, 08:51:33 AM
Hi Friends,

     I am just sharing my opinion about this. (Consciously typing to make sure my comments don't harm anybody).

     I am sure Reetu Singh would have done some ground work on her question, but as Kristin said, she could have included that piece on her first post so that this argument could have been avoided.

     About offshoring, I think we have to look at it as a globalization factor. We all know that, just like any other kind of business, offshoring this business has also been resulting in loss of job for native people (especially some with good years of experience). But that has never been AND will never be the intention of any Indian company / individual who approach Doctors to offer billing service. It's just a matter of cost, that the customers are focused on.

     Let us say, a shirt costs $24.99 at Walmart and if the same brand-similar piece-same quality shirt costs $14.99 at a store run by a non-american, obviously people would like to buy it from the cheaper guy.  In this case, no body looks at the origin of the shop owner or loss of business for Walmart.

     Microsoft has hired an Indian guy as the CEO.
     Microsoft sells Computers and software products across the globe.
     McDonalds, Subway, KFC have branches in India
     Walmart have facilities in India

     Likewise, this is also just a business. I would agree with your dislikes, if offshoring has affected the healthcare provided to the patients. But instead it has helped providers & hospitals to bring down their cost which in turn would help in improving healthcare.

     I am not making such a comment just because I am from India or I am into this offshore business. I would have had the same opinion even if I was not into such business. So, my request to everyone is, let us please share only knowledge and ideas here and not any grievances or hatred.

     Again, thanks for all the information you share.

Regards
Sriram

: Re: Out of Network Chiropractic Provider
: Anand May 16, 2014, 11:55:11 AM
Hello ! I have utmost respect for all the veterans out there in billing and you guys are pretty helpful. Thank you! I am sure when Michelle & Alice created this forum, they just wanted a place where all the billers who has complete passion towards this industry should discuss and share things in a common place.  I think Sriram had covered most of my thoughts, so all I request is to have our conversations that enable the thought process and try not to connect and take the conversations to something which was never the actual subject of the post

Anand.
: Re: Out of Network Chiropractic Provider
: shanbull May 16, 2014, 12:38:42 PM
Man, this is a tough one. I have to say I can see both sides here. As an American in the midwest who watched our manufacturing sector fall apart due to offshoring and the subsequent suffering and poverty here that resulted, I am wary of exporting jobs, especially in the industry that I work in. On the other hand, people in these countries with fewer opportunities to advance economically are not meaning to personally take things from us and this is the simple reality whether we support it or not. Reetu did not cause this reality and is certainly only trying to live a comfortable life. Maybe she has family to support too. It would be difficult blame Reetu for masking her identity, knowing how vitriolic some people can become about this issue. It seems she did so out of fear of being rejected more than with a malicious intent, so I can look past it.

I remain hopeful that instead of allowing people to get rich off global inequity and exploiting weak labor laws elsewhere, we can all someday come together and insist that workers can't be paid less because of what area of the world they live in. A higher standard wage in developing countries and an equal playing field for those of us in the US benefits all of us. We should encourage this.

We also can't blame anyone who cannot in good conscience help someone who they feel has been deceptive and may contribute to job loss in our home country. Linda has a right to feel how she does as well. She is worried about economic consequences here and directly competes with offshore billing companies. It would not be in her best interest to offshore her own expertise too and we must respect both that fact and how she feels about it.

Above all, let us try to assume the best about others. We are the weakest when we divide ourselves into individual tribes and cannot affect change that way, and in fact there are a lot of people with a vested interest in preventing us from realizing this.
: Re: Out of Network Chiropractic Provider
: Michele May 16, 2014, 12:47:57 PM
One of the things that makes America great is that there is a great mixture of people here.  We at Medical Billing Live have strong opinions about certain things as do most.  We would like to make the forum a place where all can come and learn regardless of personal opinions.  There is no rule on the forum where real names are required.  From a personal standpoint we don't like when people are purposely deceptive but I guess in certain cases we can understand why they wouldn't be more forthcoming. 

On a personal level we are opposed to offshore billing because in our cases we have had some bad experiences directly.  Also, I do believe that there are legal issues with the protection of the data, etc.  We are tired of people calling our business 800 line, barely able to speak English and asking us to give them our clients.  It is offensive.  We are a family business and their entire approach is that they will do it cheaper.  We come from the angle of 'you get what you pay for'.  We too are worried about the exporting of any more American jobs, but more than that it bothers us to see the money that providers lose to poor billing.  But that is a fact that happens here in the US as well as abroad.

BUT with that said, We do not oppose people from other countries learning the business and doing a good job. 

SnyderKristine, you have been asking a lot of questions and they are very basic in nature.   


I need help with this. Please pour in all the information you think I should know as a biller of a out of network chiropractor. Should I bill claims to all the insurance patient's provide, whether they have OON benefits or not. I am sure about Medicare that we do have to bill, but not about other payors.

I have so many questions in this. Please assist !!!

It would be helpful if your questions were a little more specific.  It would be impossible for someone to post how to bill for an OON chiropractor.  I think that your excitement probably took over when you were posting.   :)  People don't mind helping but like it has been said, we all are also working and doing many other things so researching on such a general basis for someone else is not practical. 

I did have two thoughts about your question:
1.  What was he doing prior to hiring you?  Was he billing the insurances that do not have OON benefits?  I would think it would be necessary for things like HSAs (Health Saving Accounts)
2.  I am always leery of chiropractors who do a 'payment plan'.
: Re: Out of Network Chiropractic Provider
: SnyderKristine May 16, 2014, 01:42:22 PM
Finally, I am so glad that everything came down. I could not sleep last night, wondering about how me trying to do business or supporting my family is actually making someone lose their job. Well, Globalization has its own side effects and this is one of them.

We are also facing similar circumstances here in India. Now the only criteria recruiters look for while hiring someone for a job is "Speak English". There are so many BPOs around that you can barely think of anything else. Our entire youth generation is trapped in these call centers and BPOs, that they barely think of doing anything else of their own. Infact, it has some real adverse effects on very basic and historic things India has inherited from generations like culture, food, clothes, religion, etc. Owing to the price factor, Indian manufacturers choose to export the best quality product overseas, and distribute their cheapest quality product in India.

Let me not go beyond this, considering that everyone's opinion is byproduct of their experience and circumstances.

My intention is to simply run a Billing Company (not a BPO or call center), something that I cherish doing. I personally like this work, the feeling that I am able to  help physicians who take care of patients. I am a science student and wanted to become a doctor myself, but could not do it due to financial difficulties. But my spirit is still the same, helping others do it!!

I hope I will not be treated with racism or any such feeling on the blog  ::)
: Re: Out of Network Chiropractic Provider
: SnyderKristine May 16, 2014, 02:01:05 PM
Coming back to the main question about Out of Network Chiropractic Billing.

Michelle I just read the book co-authored by you and Alice about Chiropractic Billing. It was an old book though from 2010. But the information was pretty to the point.

What I have understood is that non-par providers:
1. can collect upfront payment from the patient at the time of service
2. Do not need to submit claims except in case of Medicare
3. Payment from insurance is normally made to the patient
4. Must verify insurance benefits prior to appointment, so as to determine the proper course of action required

What I don't understand is:
1. Is it really applicable, that we would be only submitting claims for Medicare patients?
2. If not, then how do I decide which insurance to submit claim to and which not? (My doctor does submit claims for patient as a courtesy)

Before I signed the contract, the billing was handled by a local lady, who moved to a full time job to support her house. In turn, she asked her son and his girlfriend to manage it. But they did not turn up and were not communicating properly with the Doctor.

Hence, she decide to move on!

I have never worked for this specialty before and that is the reason why I am feeling little nervous!!

And I ask basic questions just to keep things simple. If someone would have noticed, I have never answered or comment on any other questions, because I am too shy to put my opinion, at least at this point when i have so much to learn. I am mute learner, with no wrong intentions!!

: Re: Out of Network Chiropractic Provider
: Michele May 16, 2014, 10:10:24 PM

What I have understood is that non-par providers:
1. can collect upfront payment from the patient at the time of service

Yes

2. Do not need to submit claims except in case of Medicare

They do not need to however many do as a courtesy to their patients.  If the patients are getting paid they will keep coming.

3. Payment from insurance is normally made to the patient

Usually but it depends on the plan.

4. Must verify insurance benefits prior to appointment, so as to determine the proper course of action required

Not necessarily but it's a good idea.  They don't have to verify benefits if they are collecting up front, but if they want to advise the patient what their plan will or will not cover they may want verification done.

What I don't understand is:
1. Is it really applicable, that we would be only submitting claims for Medicare patients?

Not sure what you mean.  Are you saying would you only submit Medicare?  If so, it really depends on the dr.  What does he want done?  Does he want claims submitted to all insurance as a courtesy?  What will he pay you for? (to submit claims or not to submit claims)

2. If not, then how do I decide which insurance to submit claim to and which not? (My doctor does submit claims for patient as a courtesy)

Kinda the same answer as above.  The dr needs to decide what his policy will be and stick to it.

And I ask basic questions just to keep things simple. If someone would have noticed, I have never answered or comment on any other questions, because I am too shy to put my opinion, at least at this point when i have so much to learn. I am mute learner, with no wrong intentions!!

You should share when you feel that you have information that may be helpful.  That's what works on this forum.  Not all will give the same advice but that is why it is advice.  We all learn from each other.
: Re: Out of Network Chiropractic Provider
: SnyderKristine May 16, 2014, 10:23:16 PM
Thanks a ton Michelle!!
: Re: Out of Network Chiropractic Provider
: PMRNC May 17, 2014, 03:01:05 PM
Two things no one has mentioned and are facts. NOT debate.

1. YOU posted using a fake name as you have in other places and to other billers on facebook as well. That shows intent do defraud in my opinion.

2. We can sing Kumbaya until the cows go to pasture and talk about globalization all we want.. but here is a FACT... OFFSHORE COMPANIES ARE NOT BOUND IN ANY WAY, SHAPE or FORM by US laws.. PERIOD. They can CLAIM HIPAA compliance, have all the right BAA they want signed but bottom line if there is a compliance issue the provider is done for.. he pays the civil, monetary and any criminal penalties there are.. LATER they can try to recoup in the offshore legal venue..but good luck with their court systems and they would NOT be able to overturn any US Federal sentences/penalties. So is the savings WORTH IT?? any SMART lawyer would advise a US physician NOT to do business overseas. Sure we can't stop it, but that doesn't mean we can't educate US physicians on the liabilities and what they could be doing to their practices in the name of saving a few bucks.

Others may not mind that you came on here with a fake name, NEVER even apologized or acknowledged it, and INTENDED to fool them.
I do mind.
: Re: Out of Network Chiropractic Provider
: PMRNC May 17, 2014, 03:05:48 PM
McDonalds, Subway, KFC have branches in India

IF this doesn't prove something I don't know what does. McDonalds, KFC, Subway, Pizza hut they do not have to deal with US Healthcare Compliance regs like HIPAA, HITECH, meaningful use.. Come on.. now, if your going to try and debate this.. there is NONE. OFFSHORE COMPANIES HAVE NO LEGAL LIABILITY OR VENUE TO ADHERE TO US LAW.. PERIOD. That's the end of it. Like it or not you can't change it, we cant change it that it happens, but we sure can be there to educate US physicians on the dangers and liabilities of offshore outsourcing. This is a GREAT marketing opportunity for US medical billers and I will be there to help them campaign against it as I have for years. I can talk any physician or US practice OUT of offshore with JUST those legal facts.
: Re: Out of Network Chiropractic Provider
: Sriram_Sub May 18, 2014, 04:32:07 AM
I am not as busy as you are, but I definitely don't have time for a debate on this. NOR do I think it's worth it. I wish you good luck with your campaigns, Linda! I respect your feelings.
: Re: Out of Network Chiropractic Provider
: RichardP May 20, 2014, 03:17:39 PM
For Linda, and anyone else that is interested:

1.  Does HIPAA have requirements that those in the medical profession must meet?

2.  Are there any penalties attached to HIPAA that can / must be applied to those who are not HIPAA-compliant?

3.  We have just had a practical application of Points 1 and 2:

  a.  Operating systems that are not supported by their manufacturer are not HIPAA-compliant;
  b.  Windows XP is no longer supported by it's manufacture, therefore it is not HIPAA-compliant'
  c.  Therefore, any office that uses Windows XP is not HIPAA-compliant

4.  What is the HIPAA penalty for offices that still use Windows XP?

If the cost of switching to a new operating sytem is greater than the HIPAA penalty for continuing to use Windows XP, the smartest economic choice will be to continue using WinXP.

5.  Offshore processors of patient information have no legal reason to be HIPAA-compliant - as they are outside the reach of U.S. law.  Some may choose to be compliant, in order to attract business.  But others will find that they can do business more cheaply by staying not compliant.

6.  At this link, click on the "Enforcement and Penalties for non-compliance link toward the bottom of the page.  See these words there:  Penalties will vary significantly depending on factors such as ... whether the covered entity’s failure to comply was due to willful neglect.

http://www.hhs.gov/ocr/privacy/hipaa/understanding/summary/

I think that purposefully sending patient information to an organization that you know is not HIPAA-Compliant would count as non-compliance due to willful neglect.  So - one should be able to file a class-action lawsuit against all medical organizations that send patient data offshore.

But wait - in order to have standing so that the court will accept your case and not throw it out, you must be able to state damages.  That is, you must state how patients as a class, and each individually, have been damaged by having their personal medical information forwarded to an entity that is not HIPAA-compliant.

Is the cost of finding and proving those damages to the court greater than the penalty that will be imposed for failing to comply with HIPAA due to willful neglect?  If yes, it does not make economic sense to file such a lawsuit, and such a lawsuit will not be filed.

We are a pretend world.  We pretend to be somebody we are not.  And we pretend to have laws that will protect the individual, when they will actually protect someone only when the economics of the situation are favorable.

7.  To others, with regard to breaking down into tribes, and protecting our own resources, etc.  Research has demonstrated time and again that the most effective span of control is around 13-15 people (a single leader cannot effectively handle much more than that).  Even rats, when hundreds are placed into a single enclosure, will break down into groups of about that size.

Bottom line of this research is that any group which does not protect its own resources will soon have those resources taken away by any group that dares to attack them.  In a "society" composed of thousands of 15-person small-groups - who will not protect their own resources - all it takes is one group, out of those thousands, willing to take away the resources from other groups, to end up with thousands of 15-person small-groups with no resources, and one 15-person small-group with all of the resources.  That is the way it has always gone.

If you are not willing to defend what is yours, someone WILL take it away from you.  Because of this, the world will always be populated by tribes, willing to defend what is theirs.

8.  Consider the fable of the ants and the grasshoppers.  The ants would have died in the winter, along with the grasshoppers, if they had shared their stuff with the grasshoppers.  Why is that a good thing to aspire to?

http://www.taleswithmorals.com/aesop-fable-the-ant-and-the-grasshopper.htm
: Re: Out of Network Chiropractic Provider
: PMRNC May 21, 2014, 07:51:20 PM
1.  Does HIPAA have requirements that those in the medical profession must meet?

Is this a trick question? LOL   YES of course


2.  Are there any penalties attached to HIPAA that can / must be applied to those who are not HIPAA-compliant?

Again, another trick question?   Of course

3.  We have just had a practical application of Points 1 and 2:

  a.  Operating systems that are not supported by their manufacturer are not HIPAA-compliant;
  b.  Windows XP is no longer supported by it's manufacture, therefore it is not HIPAA-compliant'
  c.  Therefore, any office that uses Windows XP is not HIPAA-compliant

Ok.. I will go along with that...

4.  What is the HIPAA penalty for offices that still use Windows XP?

I think this is in the wrong topic area of forum.. but I don't think your question is worded properly to answer.. I think you mean what are the penalties for non compliance... PERIOD.   there are not separate penalties for "windows" vs any other .. a non compliance is a non compliance.

If the cost of switching to a new operating sytem is greater than the HIPAA penalty for continuing to use Windows XP, the smartest economic choice will be to continue using WinXP.

What does cost have to do with complying with US federal regulations? You comply or you don't.

5.  Offshore processors of patient information have no legal reason to be HIPAA-compliant - as they are outside the reach of U.S. law.  Some may choose to be compliant, in order to attract business.  But others will find that they can do business more cheaply by staying not compliant.

I'm really confused by your questions..I don't think it is relevant to "guess" what the offshore company presumes to do. US Covered entities that choose to do business with offshore companies are doing so "AT THEIR OWN RISK". Bottom line is there is NO legal venue to pursue non compliance of US regulations in foreign countries. That's it in a nutshell, it doesn't get much easier than that to explain.

6.  At this link, click on the "Enforcement and Penalties for non-compliance link toward the bottom of the page.  See these words there:  Penalties will vary significantly depending on factors such as ... whether the covered entity’s failure to comply was due to willful neglect.

http://www.hhs.gov/ocr/privacy/hipaa/understanding/summary/

Yes again, quoting US federal laws/regs.

I think that purposefully sending patient information to an organization that you know is not HIPAA-Compliant would count as non-compliance due to willful neglect.  So - one should be able to file a class-action lawsuit against all medical organizations that send patient data offshore.

Good luck with that if they are overseas.  Again.. going back to the original POINT..that is COMPLETELY not debatable. .. OFFSHORE COMPANIES ARE NOT BOUND BY US LAW.

But wait - in order to have standing so that the court will accept your case and not throw it out, you must be able to state damages.  That is, you must state how patients as a class, and each individually, have been damaged by having their personal medical information forwarded to an entity that is not HIPAA-compliant.

You are assuming US law applies.. it doesn't.. FORGET US law when dealing with overseas BA/companies.

Is the cost of finding and proving those damages to the court greater than the penalty that will be imposed for failing to comply with HIPAA due to willful neglect?  If yes, it does not make economic sense to file such a lawsuit, and such a lawsuit will not be filed.

Your either trying to confuse the matter more.. Or I'm just tired and cranky.   What does it matter? There is NO legal venue for these compliance issues OUTSIDE the U.S.

We are a pretend world.  We pretend to be somebody we are not.  And we pretend to have laws that will protect the individual, when they will actually protect someone only when the economics of the situation are favorable.

NO.. ONLY if you PRETEND to not understand the laws in the country in which you do business.

7.  To others, with regard to breaking down into tribes, and protecting our own resources, etc.  Research has demonstrated time and again that the most effective span of control is around 13-15 people (a single leader cannot effectively handle much more than that).  Even rats, when hundreds are placed into a single enclosure, will break down into groups of about that size.

If only it were that simple. Sure some people have a "Patriotic" view of these things..but bottom line.. it don't matter.. let's rehash..........THERE IS NO LEGAL VENUE to ENFORCE US LAW OVERSEAS.   I don't care what rats are doing. It is what it is .. and we can rationalize it all we want, but it won't change the facts.

Bottom line of this research is that any group which does not protect its own resources will soon have those resources taken away by any group that dares to attack them.  In a "society" composed of thousands of 15-person small-groups - who will not protect their own resources - all it takes is one group, out of those thousands, willing to take away the resources from other groups, to end up with thousands of 15-person small-groups with no resources, and one 15-person small-group with all of the resources.  That is the way it has always gone.

If you are not willing to defend what is yours, someone WILL take it away from you.  Because of this, the world will always be populated by tribes, willing to defend what is theirs.

I guess it depends on how you look at things, with this issue, I prefer to just educate US covered entities on the dangers and risks of offshore outsourcing. I really don't look at things beyond that as it clouds my judgement.
 

I'm not going to pretend to be anything other than my self... I never have, and never will. I'm NOT going to help people who come to us for help outside of the US and especially not ones that come to us on the pretense of being someone else and asking questions with the INTENT to defraud .. PERIOD.   So you can all help if you want to.. I won't.
: Re: Out of Network Chiropractic Provider
: RichardP May 22, 2014, 06:39:27 PM
Linda - my bad.  I should have stated that my first couple of questions were rhetorical.  They were simply meant to help focus attention so my points would be more obvious.

1. Yes, there are penalties for non-compliance.  I provided a link to show what they are.

2.  No, people will not comply with HIPAA if the penalty for non-compliance is less than the cost of complying.

3.  If submitting patient information to a non-compliant software or organization is prohibited by the HIPAA laws, then one could sue the person or organization that did the submitting to the non-compliant organizations.  I was not talking about suing foreign organizations.  I was talking about suing the domestic organizations that are violating HIPAA by submitting patient information to a non-HIPAA-compliant organization (domestic submitting to foreign).

4.  I was supporting your point made earlier in this thread.  And pointing out why your point won't ever win when the cost of complying is greater than the cost of non-compliance.

5.  In my Points 7 and 8, I was addressing the "can't we all just get along, regardless of the tribe we belong to?" plea made upthread - and providing evidence of why the answer to that plea is "no".  It is immoral to educate someone who will then use that education to take away your job, which will take away your ability to feed and care for your family.  We have never been, and never will be, one big happy family.  We are a world full of tribes, because it is human nature to break large groups up into smaller tribes.  Given this, it is immoral for any one to give another tribe the tools to destroy your own tribe.  (Tribe only equals small group here; nothing more.)  And history shows over and over that such destruction will take place, whenever and wherever it can.

6.  Summary:  A.)  Laws always are obeyed only when it costs more to disregard the law than it does to obey it.  And, B.) if you give someone the ability to take away your job, they will.  Every. Time.

Those "natural" laws govern our daily life much more vigorously than any law passed by Congress.  That suggests that "offshoring" will continue to suceed only until someone is damaged badly enough to give them standing to sue, in the courts eyes.  But, when the cost of proving that damage is greater than any recovery if you win the lawsuite, no lawsuites will ever be filed.

We do live in a pretend world.  Even you.  We pretend that the laws and our national Constitution will protect us.  We pretend right up until we need that protection and discover that it is not there.  (See Edward Snowden and/or Athena health [who ships everything overseas] for details.)
: Re: Out of Network Chiropractic Provider
: PMRNC May 22, 2014, 06:57:56 PM
Linda - my bad.  I should have stated that my first couple of questions were rhetorical.  They were simply meant to help focus attention so my points would be more obvious.

;) ;) ;) ;) ;) ;) ;) ;)

ahh.. ok.

I was supporting your point made earlier in this thread.  And pointing out why your point won't ever win when the cost of complying is greater than the cost of non-compliance.

No, actually there is NO cost of non compliance for offshore, that was my main point. THEY can get away with non compliance, so why spend the money? These overseas companies spend most of their money on marketing.. LOL They look great on paper, but I'm sorry, if you are a U.S physician you are literally shooting craps hiring offshore companies. I don't care what they sign or what they say, it doesn't matter.