I can agree with you Linda, thats why they are just guides for me as I would think that is what anyone uses them for. One contract is not a guide for all billing services, as they don't encompass all aspects of what you may offer. I can't speak for the poster, but when mines was designed, I had seen about 10+ examples and saw something different in all of them. It allowed me to think about what I needed to say in my contract. What provisions I needed to be specific about. NOBODY sees my contract because it is specific to my company. RESEARCH RESEARCH RESEARCH. We are in a buyer beware society and can't take anything for face value. Just as my warning said.....get legal council.