Payments > Patient Billing

Offering cash discounts on self-pay being gamed by patient

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PMRNC:

--- Quote ---Also . .  what do you do in the scenario where a patient realizes that they have an extremely high deductible and it would be cheaper to pay the self pay patient rate, rather than to bill their insurance.  Can you allow them to choose to pay self pay and NOT file the insurance?
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Why would the patient choose NOT to have the claims at least filed and applied to their deductible? I would say no that would not be legal unless the patient signs a waiver that insurance will NOT be filed.. that means ever. There is liability there once you know the patient has insurance, it could cause a lot of problems later when the patient decides they do want to use their insurance.


--- Quote --- however what do you do for the patients that present and lie stating that they do not have any insurance - just so they can get the cheaper rate?
Anyone got any ideas? Huh
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If they don't inform you of the insurance, then obviously you don't know they are doing anything wrong <g> but they will be creating their own headache later, eventually they have to absorb the cost-sharing provisions of their policy in order to have charges that would be considered and paid :)

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