Payments > Insurance Payments
coordination of benefits
PMRNC:
--- Quote ---the individual plan is primary.
--- End quote ---
Based on What COB determination? USUALLY individual plan's are NOT primary to employer sponsored or any other contributory based plan.
wharta:
It is a health savings account and it is through the fathers job
PMRNC:
An HSA will NEVER be a primary paying plan... :o HSA's are setup to pay out of pocket (copay, coinsurance, deductibles and non-covered services)
wharta:
Well, I don't know what to say. The policy is primary and pays 100% of all charges due to the Indiana mandate for ABA therapy.
tlewis:
Does the lumenos plan know they have United as well??? Don't know how many times I have had the pt be double covered with both plans stating they are primary.. unfortunatly for me this flags both plans for the patient to fill out a coordination of benifits which delays payment. Legally I would make sure Lumenos knows about United I know 100% payment is wonderful, however the added cost of having to fix it all later is not worth it.
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