Does the lumenos plan know they have United as well??? Don't know how many times I have had the pt be double covered with both plans stating they are primary.. unfortunately for me this flags both plans for the patient to fill out a coordination of benifits which delays payment. Legally I would make sure Lumenos knows about United I know 100% payment is wonderful, however the added cost of having to fix it all later is not worth it.
I agree...this has to be the case..THERE is just NO legal explanation for an HSA to pay primary!!!!