A General Practicing attorney is good for contracts.. however you want someone well versed in Health care laws/regulations and administrative regulation in order to help you with your compliance plan. He/She CANNOT write this for you, you have to put it together, the attorney will merely look it over to make sure state/federal guidelines have been implemented.As for E/O, general guidelines suggest 3 million. You can look into naplia.com who will gather your information and actually do the shopping for you!As for collection agencies, I suggest going local because, in addition to having a collection agency locally to speak with your clients about their services, you can also network with them. I've obtain a few clients back in NJ when I worked with a small (now larger) collection agency. I liked having them local. Oh and I also try to get 2 or 3 to work with because I can offer the choices to the client as well. I try to stay away from the big companies.
I was under the impression to have that separate, but include in your compliance plan that you do have and have implemented written policies & procedures.