Health care billing are inevitable. The question is what if pay arises? And if you aren’t careful, you can get yourself into big financial trouble or even ask for a
emergency cash . Here are some basic tips for dealing effectively with Medicare, designed with cost savings in mind. For the majority of patients, who the primary is will largely depend upon whether or not you’re still employed. If you are, employee coverage is primary and Medicare is secondary.As soon as you retire and your employee health insurance coverage ends, Medicare becomes primary. Even if you have a retiree health plan, it will be secondary to Medicare. Understand that Medicare will only pay up to the coverage level. If that’s 80 percent for surgery, but your previous employer-provided health insurance covered 90 percent, don’t expect Medicare to make up the difference.Health care providers are people, too, which means that they can make mistakes. Sometimes, this means billing the wrong plan, or failing to bill your secondary plan. Double check to make sure each and every one of your health care claims.