Since the middle of November Horizon /Value Options is paying claims completely wrong over paying. Paying more than we even put on the claim. I have called them 42 times saying you're paying the claims wrong. They say but what should we paid you and I said per the fee schedule. They said but what is that, I stated I should not have to tell you your fee schedule. We are still getting claims paid wrong and I'm just wondering if anybody else is having this issue with them and if so what have you been told