Author Topic: Patient withholding insurance plan info  (Read 1431 times)

isoto770

  • Newbie
  • *
  • Posts: 3
Patient withholding insurance plan info
« on: April 04, 2019, 08:37:58 PM »
Very new to billing so I apologize in advance. Would like some advice on what to do when a patient withholds primary health plan information. Example: Patient comes into office and gives us their medicaid HMO insurance plan info. States this is their only insurance coverage; they have no other plan coverage, no other primary. Check eligibility via Navinet. No other plan info comes up. Patient signs all financial liability forms, reg. forms, etc. stating they dont have any other coverage besides what they provided us. We send the claim to that insurance plan. Plan denies it stating they are not considered primary for this patient and we need to bill the patients primary plan. We try to contact patient immediately to have their plan info straightened out so we can send claim in a timely manner. Of course cannot get ahold of the patient. Patient gets a bill for the unpaid service and complains that we are billing them. Their medicaid plan says we cant bill the patient because we have to bill their primary (whichever plan that is since we still do not know). 6-9 months later patient finally realizes they did actually still have coverage with another plan and they give us the info. But now timely filing limit is passed for that primary. So who is responsible for paying for those services?

All help greatly appreciated

Sriram_Sub

  • Full Member
  • ***
  • Posts: 126
Re: Patient withholding insurance plan info
« Reply #1 on: April 05, 2019, 10:07:18 AM »
Absolutely it would be the patient. Had he/she given the information upfront you would not have lost the timely filing deadline. You can continue to send a bill to the patient for collections.

On a second thought, you may send the claim to their actual primary payer though the timely filing is lapsed, wait for a denial and then send a letter to the patient with a copy of the denial, advising that they could reach out to their primary insurance and request for a reconsideration. Hope this helps.
Sriram

isoto770

  • Newbie
  • *
  • Posts: 3
Re: Patient withholding insurance plan info
« Reply #2 on: April 05, 2019, 11:11:17 AM »
Thank you. Thats what I thought as well. Of course their secondary Medicaid MCO is sending me letters stating we cannot bill them   at all but if i have no way of finding out their primary info, and the patient purposefully drags their feet for months before getting back to me, I have no other choice. And im not going to just write off the cost. We worked and provided a service, we deserve to be paid for that service.

PMRNC

  • Hero Member
  • *****
  • Posts: 4562
    • One Stop Resources & Networking for Medical Billers
Re: Patient withholding insurance plan info
« Reply #3 on: April 08, 2019, 04:32:21 PM »
Make sure your patient financial policy has this in your policy or clients will abuse it and they could actually not be held responsible. Needs to have this very clear in your financial plan, if it's not it's going to fall back on your state Mediciaid rules.
Linda Walker
Practice Managers Resource & Networking Community
One Stop Resources, Education and Networking for Medical Billers
www.billerswebsite.com

Michele

  • Administrator
  • Hero Member
  • *****
  • Posts: 5927
    • Solutions Medical Billing
Re: Patient withholding insurance plan info
« Reply #4 on: April 09, 2019, 10:33:57 PM »
Well I would still bill the primary and try to fight the timely filing based on the information below.  Not all companies would allow, but some might.  It's worth a shot.  The unfortunate part is that if the patient is Medicaid eligible it is most likely illegal to bill them even if it is ultimately their fault.  Which is another reason I would push for the primary to waive the timely filing.
Sign Up for our FREE Medical Billing Newsletter
Get a 10% discount on Medical Billing Products by using Coupon Code: 10OFF
http://www.solutions-medical-billing.com

Medical Billing Forum

Re: Patient withholding insurance plan info
« Reply #4 on: April 09, 2019, 10:33:57 PM »

Sriram_Sub

  • Full Member
  • ***
  • Posts: 126
Re: Patient withholding insurance plan info
« Reply #5 on: April 17, 2019, 11:55:07 AM »
The unfortunate part is that if the patient is Medicaid eligible it is most likely illegal to bill them even if it is ultimately their fault.

Yes. That's so unfair.
Sriram

Medical Billing Forum

Re: Patient withholding insurance plan info
« Reply #5 on: April 17, 2019, 11:55:07 AM »