and I agree with you on the "download" Linda as far as using a "prototype" contract. I don't agree that people who don't have a lengthy contract don't have one that isn't of substance. I don't agree that because yours is longer that its BETTER. I don't agree that I think less of my business or don't go through what I need to in order to protect it based on the size of my contract. Like I said for newbies, we should let them know the caution of using a blanket contract, or any legal form, however NOBODY can state that if it isn't this long, its has loop holes. I have a very good contract, and its hardly 13 pages long.