I have a big problem with giving access to my bank account to everybody. And when you agree to EFT, you are giving them access. The Medicare agreement was good because it stated something to the affect that they could only deposit to the account, but who knows? I'm sure if they think they've overpaid you, they will get it back.
I'm old, old fashioned I guess. Or I've seen too many science fiction movies, but I'm tired of having the technology crammed down my throat and being charged for not wanting to change. I've seen too many occasions already where garbage input and garbage output causes mistakes and creates more work to clean up something that should have been an easy transaction.
The ERA's are already making me mad, because if your claim is a $0 pay you get no notification. You have to go dig up the ERA on the individual web site.
Arrrrgh! It's frustrating!