Yesterday the bomb went off as another part of this healthcare bill went into affect... HHS informed all carriers of what they expect the 85% of premium's to go for, when it was announced they would require carriers to spend 85% of their revenue's on healthcare expenses ONLY.. carrier's knew their days were numbered.. they did this so that carriers would be driven out and making way to a single payer system. Talk about sneaky! These slow implementing provisions that keep getting snuck in there in advance are to do so so that when the bill goes to the supreme court soon for a final decision, it will be hard to dismantle it. Pelosi, Reid, and Obama all had their sneaky paws into that.