And there is good reason for that disclaimer that people don't realize. When you verify benefits before a time of service the patient could have coverage, when seen they may not and it's that simple. Whenever verifying coverage and benefits we are asking them to look into the future, think about it that way. Anything can happen in that time so they cover themselves by telling us that "Verification of Benefits is not a guarantee of payment, benefits will be considered at the time of service". They are also required by law to have that disclaimer.