Thanks, i do understand about adhering to the cost sharing provisions set forth by insurance policy, my question is more about if the patient can pay provider direct and submit for reimbursement herself. The provider hasn't suggested discounting. So example provider charges $100 for session, patient pays provider, patient submits to insurance company, insurance pays patient allowable amount. Does that make sense and sound correct? Again provider is not contracted with CIGNA. Thanks again for all of your responses.