Do most plastic surgeons accept Insurance rates and adjust the rest off? If they have a patient financial policy that says the patient must pay the remainder of the charges after Insurance pays, regardless of what they allow does it supersede the Insurances EOB? Are practices allowed to do that?
Example patient A
$2700 charge for tumor removal
Insurance paid $650, patient copay is $125, the rest is adjusted off
If the plastic surgery had a patient financial policy in place that said the patient had to pay the remaining balance of the original $2700 (-650 Insurance.) Is that legal?