That's really unfortunate Linda, our experience with the exchange plans has gone smoothly so far too. No delinquency in payments to us even for patients with high deductibles, and the reimbursement rates are better than Medicaid and Medicare (which we also accept). The only real issue we've had is needing to spend some extra effort on getting into the selective networks. And even that has been easy since we're an independent clinic with a lot of specialties insurance companies tend to want more of and it allows more patient choice to have more in-network specialists. The clinic owners were wary about "Obamacare" too at first, but they're business people first and foremost, and when they sat down and looked at the raw numbers, they were happy to accept the exchange plans. I doubt our doctors could say which patients have exchange plans anyway. All they want to know is if they can get paid the in-network rate or not.