We have tried several different avenues for collections. The best we have every had by far is working with Transworld. They are a national company. The rep we use is Dick Neary. You can reach him at dick.neary@transworldsystems.com or 941-350-9918. We do not get anything for referring people, they are just really good so we refer. But tell him we sent you, he does like to hear where you got his info from. They have a different approach to collections and it is VERY effective.